:root{--blue:#2979ff;--ink:#17191c;--silver:#e8eaec;--gray:#626972;--pale:#f3f5f7}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:var(--ink);font-family:'Avenir Next',Avenir,Arial,sans-serif;font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a{touch-action:manipulation}button{cursor:pointer}img{max-width:100%;display:block}h1,h2,h3,p{margin:0}h1,h2,h3{line-height:1.12;letter-spacing:-.045em}h2{font-size:clamp(34px,4vw,56px);font-weight:600}h3{font-size:26px;font-weight:600}p+p{margin-top:18px}[hidden]{display:none!important}.wrap{width:min(1280px,calc(100% - 96px));margin:auto}.section{padding-top:112px;padding-bottom:112px}.eyebrow,.micro,.section-index{font-size:11px;letter-spacing:.14em;font-weight:600;line-height:1.6}.eyebrow{margin-bottom:24px}.micro{color:#245ab0;margin-bottom:20px}.muted{color:#747b85}.section-top{display:flex;justify-content:space-between;gap:24px;margin-bottom:38px}.section-top .eyebrow{margin:0}.section-index{color:var(--gray);white-space:nowrap}.split-heading{display:grid;grid-template-columns:1.5fr 1fr;gap:70px;align-items:end;margin-bottom:64px}.split-heading>p{color:var(--gray);max-width:450px}.button{display:inline-flex;align-items:center;justify-content:center;background:var(--ink);color:white;padding:16px 24px;border:1px solid var(--ink);border-radius:3px;font-size:14px;font-weight:600;line-height:1.4;transition:transform .2s,background .2s}.button::after{content:'↗';margin-left:26px;font-size:20px;line-height:1}.button:hover{background:#303740;transform:translateY(-2px)}.button.white{background:white;border-color:white;color:var(--ink)}.button.white:hover{background:var(--silver)}.text-link,.card-link{font-size:14px;font-weight:600;display:inline-block;padding-bottom:6px;border-bottom:1px solid #a8adb4}.text-link::after,.card-link::after{content:'↗';margin-left:18px}.text-link:hover{border-color:var(--blue);color:#245ab0}:focus-visible{outline:3px solid var(--blue);outline-offset:5px}.skip{position:fixed;top:-100px;left:20px;background:white;color:var(--ink);z-index:100;padding:12px}.skip:focus{top:12px}.sr-only{position:absolute;clip:rect(0,0,0,0);width:1px;height:1px;overflow:hidden}.topline{background:var(--ink);color:#c7cbd1;font-size:11px;letter-spacing:.03em}.topline .wrap{display:flex;justify-content:space-between;padding-top:8px;padding-bottom:8px}.topline a{color:white}.header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--silver)}.nav{display:flex;align-items:center;gap:34px;height:86px}.logo{font-size:36px;font-weight:750;letter-spacing:-2.2px;line-height:1}.logo span{color:var(--blue)}.desktop-nav{display:flex;align-items:center;gap:28px;margin-left:auto;font-size:13px;font-weight:600}.desktop-nav a:hover{color:#245ab0}.nav-cta{font-size:12px;padding:12px 18px}.nav-cta::after{margin-left:12px}.nav-dropdown{position:relative}.nav-dropdown summary{cursor:pointer;list-style:none}.nav-dropdown summary::after{content:'⌄';margin-left:7px}.nav-dropdown div{position:absolute;top:36px;left:-22px;width:220px;padding:12px;background:white;box-shadow:0 14px 45px #17191c20;border:1px solid var(--silver)}.nav-dropdown a{display:block;padding:10px}.menu{display:none;background:none;border:0;width:40px;height:40px}.menu>span:not(.sr-only){display:block;height:2px;background:var(--ink);margin:7px 2px}.mobile-nav{padding:15px 24px 24px;background:white;border-top:1px solid var(--silver)}.mobile-nav a{display:block;padding:10px}.hero{position:relative;min-height:780px;background:#10141a;color:white;overflow:hidden}.hero-image{position:absolute;inset:0 0 0 26%;}.hero-image img{width:100%;height:100%;object-fit:cover;object-position:60% 53%;opacity:.92}.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,#10141a 0%,#10141aee 24%,#10141a90 47%,#10141a05 75%),linear-gradient(0deg,#10141a 0%,transparent 28%)}.hero-content{position:relative;padding-top:94px;padding-bottom:150px}.hero .eyebrow{color:#c9d2df;font-size:10px;display:flex;align-items:center;gap:10px}.dash{width:25px;height:2px;background:var(--blue)}.hero h1{font-size:clamp(48px,6.2vw,88px);font-weight:600;line-height:1.06;max-width:800px}.hero h1 span{color:#72a7ff}.hero-lead{max-width:520px;margin-top:30px;color:#d2d7df;font-size:18px;line-height:1.7}.actions{display:flex;gap:28px;align-items:center;margin-top:34px}.hero-phone{font-size:15px;border-bottom:1px solid #737d8e}.hero-assurance{display:flex;flex-wrap:wrap;gap:18px;margin-top:32px;font-size:10px;color:#adb7c5}.hero-assurance span::before{content:'+';color:#74a9ff;margin-right:6px}.hero-caption{position:absolute;right:5%;bottom:112px;display:flex;gap:18px;align-items:center}.caption-plus{font-size:80px;line-height:1;color:var(--blue);font-weight:300}.hero-caption .eyebrow{font-size:8px;letter-spacing:.08em;margin-bottom:8px}.hero-caption p{font-size:19px;line-height:1.35}.hero-bottom{position:absolute;left:0;right:0;bottom:0;border-top:1px solid #ffffff25;display:flex;justify-content:space-between;padding-top:22px;padding-bottom:22px;font-size:10px;color:#bbc3d0}.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:44px}.benefit-grid article{border-top:1px solid #ccd1d8;padding-top:26px}.large-number{font-size:46px;line-height:1;color:var(--blue);font-weight:400;letter-spacing:-.06em}.benefit-grid h3{margin:26px 0 18px}.benefit-grid p{font-size:15px;color:var(--gray)}.situations{background:var(--pale)}.scenario-tabs{display:flex;gap:0;border-bottom:1px solid #cdd2d8;margin:46px 0}.scenario-tabs button{flex:1;text-align:left;background:none;border:0;border-bottom:3px solid transparent;padding:18px 0;font-size:16px;color:var(--gray)}.scenario-tabs button[aria-selected=true]{border-color:var(--blue);color:var(--ink);font-weight:600}.scenario-panel{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center;min-height:440px}.scenario-panel>div:first-child>p:not(.micro){margin-top:24px;color:var(--gray)}.scenario-panel h3{font-size:36px;max-width:500px}.check-list{padding:0;list-style:none;margin:24px 0 28px;font-size:14px}.check-list li{padding:8px 0 8px 25px;position:relative}.check-list li::before{content:'+';position:absolute;left:0;color:#245ab0;font-size:20px;top:3px}.case-sheet{background:white;padding:34px;border-top:3px solid var(--blue);box-shadow:0 20px 50px #17191c0d;transform:rotate(-1.5deg)}.sheet-top{display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--silver);padding-bottom:20px}.sheet-top .logo{font-size:27px}.sheet-top>span:last-child{font-size:8px;letter-spacing:.08em}.sheet-row{padding:20px 0;border-bottom:1px solid var(--silver)}.sheet-row>span,.sheet-result>span{display:block;font-size:9px;letter-spacing:.1em;color:var(--gray);margin-bottom:7px}.sheet-row strong{font-size:16px;font-weight:500}.sheet-result{padding:24px 0}.sheet-result strong{font-size:26px;line-height:1.25;font-weight:500;letter-spacing:-.03em}.sheet-note{font-size:9px;color:var(--gray)}.audience-grid{display:grid;grid-template-columns:repeat(3,1fr);margin-top:48px;gap:20px}.audience-card{display:flex;flex-direction:column;min-height:410px;padding:32px;background:var(--pale);transition:transform .2s}.audience-card:hover{transform:translateY(-5px)}.card-top{display:flex;justify-content:space-between;font-size:10px;letter-spacing:.12em;color:#526174;margin-bottom:52px}.audience-card h3{font-size:34px}.audience-card p{font-size:15px;color:var(--gray);margin:20px 0 30px}.card-link{margin-top:auto;align-self:flex-start;font-size:12px}.dark-card{background:var(--ink);color:white}.dark-card p,.dark-card .card-top{color:#c0c8d3}.dark-card .card-top{color:#7cadff}.process{background:var(--ink);color:white}.process .section-index{color:#afb7c2}.process-head{display:grid;grid-template-columns:1.3fr 1fr;gap:130px;align-items:end}.process-head h2 span{color:#7daaff}.process-head>p{color:#bfc5cf;max-width:450px}.steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(4,1fr);margin:65px 0 45px;gap:28px}.steps li{border-top:1px solid #ffffff35;padding-top:22px}.steps li>span{color:#7daaff;font-size:13px}.steps h3{font-size:22px;margin:35px 0 18px}.steps p{font-size:14px;color:#bfc5cf}.knowledge-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px}.knowledge-card{border-top:2px solid var(--ink);padding-top:30px}.knowledge-card h3{font-size:31px;margin:20px 0}.knowledge-card p{color:var(--gray);max-width:470px;font-size:15px;margin-bottom:26px}.faq-section{background:var(--pale)}.faq-grid{display:grid;grid-template-columns:1fr 1.6fr;gap:90px}.faq-list details{border-top:1px solid #cbd0d7;padding:23px 0}.faq-list details:last-child{border-bottom:1px solid #cbd0d7}.faq-list summary{list-style:none;cursor:pointer;font-size:17px;font-weight:500;line-height:1.45;padding-right:32px;position:relative}.faq-list summary::after{content:'+';position:absolute;right:0;top:-2px;color:#245ab0;font-size:25px}.faq-list details[open] summary::after{content:'−'}.faq-list details p{font-size:15px;color:var(--gray);padding:22px 32px 0 0}.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:95px}.contact h2 span{color:var(--blue)}.contact-grid>div>p:not(.eyebrow){margin-top:26px;color:var(--gray);max-width:390px}.contact-links{margin-top:36px;display:flex;flex-direction:column;gap:25px}.contact-links a{display:flex;flex-direction:column;align-items:flex-start}.contact-links small{font-size:11px;color:var(--gray);margin-bottom:2px}.contact-links strong{font-size:23px;font-weight:500}.form-heading{margin-bottom:28px}.form-heading h3{font-size:26px}.form-heading p{font-size:12px;color:var(--gray);margin-top:8px}form label{display:block;font-size:12px;font-weight:500;margin-bottom:18px}input,select,textarea{width:100%;padding:13px 14px;border:1px solid #cbd0d7;background:#fff;border-radius:2px;color:var(--ink);font-size:15px;margin-top:7px}textarea{resize:vertical;min-height:120px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}.form-note,.fine{font-size:11px;color:var(--gray);line-height:1.6;margin:14px 0 22px}.form-note a{text-decoration:underline}#download{display:block;margin-top:17px;border:0;border-bottom:1px solid #8d949e;background:none;padding:0 0 4px;font-size:12px;color:var(--ink)}#form-status{font-size:13px;margin-top:15px;color:#245ab0}.footer{background:var(--ink);color:white;padding:70px 0 30px}.footer-top{display:flex;justify-content:space-between;gap:50px;padding-bottom:48px;border-bottom:1px solid #ffffff25}.footer-top .logo{font-size:49px}.footer-top p{font-size:11px;color:#a4adba;margin-top:17px}.footer-statement{font-size:31px;line-height:1.3;letter-spacing:-.03em}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:55px;padding:45px 0}.footer-grid>div{display:flex;flex-direction:column;align-items:flex-start;gap:11px}.footer-grid strong{font-size:12px;font-weight:500;margin-bottom:10px;color:#919cae}.footer-grid a{font-size:13px;color:#d4d9e0}.footer-contact a{font-size:24px;line-height:1.3}.footer-contact .website{color:#7dabff;font-size:18px}.footer-contact .eyebrow{font-size:9px;margin-bottom:8px;color:#a9b4c5}.footer-bottom{border-top:1px solid #ffffff25;padding-top:25px;display:flex;justify-content:space-between;align-items:end;gap:25px;font-size:10px;color:#929caa}.footer-bottom a{margin-left:20px;color:#c5cbd4}.footer-bottom span{white-space:nowrap}.subhero{position:relative;overflow:hidden;background:var(--ink);color:white;padding:38px 0 85px}.breadcrumb{font-size:11px;color:#aeb7c6;margin-bottom:55px;display:flex;gap:12px}.breadcrumb a:hover{text-decoration:underline}.subhero .eyebrow{color:#8db7ff}.subhero h1{font-size:clamp(42px,5.4vw,76px);max-width:980px;position:relative;z-index:1}.sublead{font-size:19px;color:#c2cad6;max-width:750px;margin:28px 0 32px}.subhero-mark{position:absolute;right:1%;bottom:-110px;font-size:390px;font-weight:700;letter-spacing:-25px;color:#ffffff04;pointer-events:none}.article-benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:35px;border-bottom:1px solid var(--silver);padding-top:32px;padding-bottom:32px;font-size:13px}.article-benefits p+p{margin:0}.article-benefits span{color:var(--blue);margin-right:12px}.article-layout{display:grid;grid-template-columns:240px 1fr;gap:100px;padding-top:80px;padding-bottom:60px;align-items:start}.article-nav{position:sticky;top:120px;display:flex;flex-direction:column;align-items:flex-start;border-top:2px solid var(--blue);padding-top:22px;font-size:12px}.article-nav .eyebrow{font-size:10px;margin-bottom:15px}.article-nav a{padding:9px 0;color:var(--gray)}.article-nav a:hover{color:#245ab0}.article-nav .phone-link{margin-top:24px;border-top:1px solid var(--silver);color:var(--ink)}.article-body{max-width:790px}.article-body section{margin-bottom:56px;scroll-margin-top:120px}.article-body h2{font-size:33px;margin-bottom:23px}.article-body p,.article-body li{font-size:16px;color:#515861}.article-body ul,.article-body ol{padding-left:22px;margin-top:22px}.article-body li{padding-left:5px;margin:10px 0}.article-body a{color:#245ab0;text-decoration:underline;text-underline-offset:3px}.article-body strong{font-weight:600;color:var(--ink)}.callout{border-top:1px solid #cbd0d7;display:flex;justify-content:space-between;align-items:center;gap:50px;padding-top:60px;padding-bottom:75px}.callout h2{font-size:47px}.callout .eyebrow{font-size:9px}.callout>div:last-child{display:flex;flex-direction:column;align-items:flex-start;gap:18px}.phone-link{font-size:13px}.checklist-box{padding:35px;background:var(--pale)}.checklist-items label{display:flex;align-items:start;gap:14px;padding:14px 0;border-bottom:1px solid #d5d9de;font-size:14px}.checklist-items input{width:19px;height:19px;flex:0 0 19px;margin:3px 0 0;accent-color:#245ab0}.checklist-progress{margin:24px 0}.checklist-progress progress{width:100%;height:5px;accent-color:var(--blue)}.checklist-progress p{font-size:12px}.checklist-box .fine{font-size:11px;margin-top:17px}.legal{max-width:950px;min-height:70vh}.legal h1{font-size:50px;margin-bottom:35px}.legal h2{font-size:25px;margin:40px 0 15px}.legal h3{font-size:20px;margin:26px 0 14px}.legal p,.legal li{font-size:16px;color:#515861}.legal a{color:#245ab0;overflow-wrap:anywhere;text-decoration:underline}.legal ul{padding-left:22px}
@media(min-width:1500px){.hero-image{left:30%}.hero-content{padding-top:110px}.hero{min-height:840px}}
@media(max-width:1100px){.wrap{width:calc(100% - 56px)}.desktop-nav{gap:17px;font-size:12px}.nav{gap:20px}.nav-cta{padding:11px}.hero h1{font-size:68px}.hero-caption{right:28px;bottom:85px}.hero-caption p{font-size:16px}.hero-caption .eyebrow{max-width:180px}.hero{min-height:770px}.hero-content{padding-top:85px}.split-heading{gap:45px}.scenario-panel{gap:55px}.contact-grid{gap:50px}.article-layout{gap:55px;grid-template-columns:200px 1fr}.audience-card{padding:25px}.audience-card h3{font-size:29px}.faq-grid{gap:50px}}
@media(max-width:800px){.wrap{width:calc(100% - 40px)}.section{padding-top:70px;padding-bottom:70px}.topline .wrap>span{font-size:9px}.topline{font-size:10px}.nav{height:72px;gap:18px}.logo{font-size:32px}.desktop-nav{display:none}.nav-cta{margin-left:auto;font-size:11px}.nav-cta::after{display:none}.menu{display:block}.section-index{display:none}.hero{min-height:850px}.hero-content{padding-top:57px;padding-bottom:300px}.hero h1{font-size:clamp(43px,8.2vw,66px)}.hero-lead{font-size:16px;max-width:470px;margin-top:24px}.hero .eyebrow{font-size:8px;letter-spacing:.09em}.hero-image{inset:240px -12% 20px 0}.hero-image img{object-position:65% 60%}.hero-shade{background:linear-gradient(180deg,#10141a 0%,#10141a 31%,#10141a9c 49%,#10141a00 72%,#10141a 97%)}.hero-assurance{max-width:440px;gap:12px;font-size:9px}.hero-caption{bottom:90px;right:24px}.hero-caption .eyebrow{display:none}.hero-caption p{font-size:15px}.caption-plus{font-size:55px}.hero-bottom{font-size:8px;gap:20px}.hero-bottom>span:last-child{display:none}.actions{gap:22px;flex-wrap:wrap;margin-top:26px}.actions .button{font-size:12px;padding:15px 18px}.hero-phone{font-size:13px}.split-heading,.process-head,.contact-grid,.faq-grid{grid-template-columns:1fr;gap:28px}.split-heading{margin-bottom:40px}.split-heading>p{max-width:600px}.benefit-grid{gap:24px}.benefit-grid h3{font-size:22px}.benefit-grid p{font-size:14px}.scenario-panel{gap:40px;grid-template-columns:1fr}.case-sheet{max-width:600px;width:100%;transform:none}.scenario-panel h3{font-size:32px}.scenario-tabs{margin:30px 0}.scenario-tabs button{font-size:13px;padding-right:15px}.audience-grid{gap:12px}.audience-card{padding:22px;min-height:410px}.audience-card h3{font-size:24px}.card-top{margin-bottom:35px}.audience-card p{font-size:13px}.card-link{font-size:10px}.steps{grid-template-columns:1fr 1fr;gap:35px;margin-top:40px}.steps h3{margin-top:20px}.knowledge-grid{gap:30px}.knowledge-card h3{font-size:26px}.contact-grid{gap:48px}.contact-grid>div>p:not(.eyebrow){max-width:550px}.contact-links{flex-direction:row;gap:35px}.contact-links strong{font-size:19px}.footer-statement{font-size:25px}.footer-grid{gap:24px;grid-template-columns:1.5fr 1fr 1fr}.footer-contact a{font-size:19px}.footer-bottom{align-items:start;flex-wrap:wrap}.footer-bottom a{margin:0 18px 0 0}.article-layout{grid-template-columns:1fr;gap:40px;padding-top:40px}.article-nav{position:static;display:none}.subhero{padding-bottom:60px}.subhero h1{font-size:48px}.sublead{font-size:17px}.breadcrumb{margin-bottom:40px}.article-benefits{gap:20px;font-size:12px}.callout h2{font-size:36px}.callout{gap:30px}.callout .button{font-size:12px}.callout .button::after{margin-left:12px}.article-body{max-width:none}}
@media(max-width:540px){body{font-size:16px}.wrap{width:calc(100% - 40px)}.topline .wrap>span{max-width:225px;letter-spacing:0}.topline .wrap{padding:7px 0}.nav-cta{padding:10px;font-size:10px}.nav{gap:10px}.logo{font-size:30px}.hero{min-height:880px}.hero-content{padding-top:45px;padding-bottom:340px}.hero h1{font-size:44px;letter-spacing:-.055em}.hero .eyebrow{font-size:7px;letter-spacing:.04em;margin-bottom:25px;gap:7px}.dash{width:17px}.hero-lead{font-size:15px;line-height:1.65}.hero-image{inset:350px -22% 40px -13%}.hero-shade{background:linear-gradient(180deg,#10141a 0%,#10141a 32%,#10141ab3 49%,#10141a00 73%,#10141a 97%)}.hero-assurance{gap:7px 12px;font-size:8px;max-width:310px}.actions{gap:20px}.actions .button::after{margin-left:15px}.hero-caption{bottom:85px;right:20px}.hero-bottom a{max-width:120px;text-align:right}.hero-bottom>span{max-width:130px}.section-top{margin-bottom:26px}.eyebrow{font-size:9px;letter-spacing:.1em}.benefit-grid,.audience-grid,.knowledge-grid{grid-template-columns:1fr}.benefit-grid{gap:35px}.benefit-grid article{position:relative;padding-left:58px}.large-number{position:absolute;left:0;top:23px;font-size:32px}.benefit-grid h3{margin:0 0 15px;font-size:24px}.benefit-grid p{font-size:15px}.scenario-tabs button{font-size:11px;padding:15px 7px 15px 0;line-height:1.4}.scenario-panel h3{font-size:29px}.case-sheet{padding:25px}.sheet-top>span:last-child{font-size:7px}.sheet-row strong{font-size:14px}.sheet-result strong{font-size:23px}.audience-card{padding:27px;min-height:340px}.card-top{margin-bottom:35px}.audience-card h3{font-size:33px}.audience-card p{font-size:15px;max-width:350px}.card-link{font-size:12px}.steps{grid-template-columns:1fr;gap:28px}.steps li{padding-left:45px;position:relative}.steps li>span{position:absolute;left:0;top:24px}.steps h3{margin-top:0}.steps p{font-size:15px}.knowledge-grid{gap:42px}.knowledge-card h3{font-size:28px}.faq-list summary{font-size:16px}.contact-links{flex-direction:column;gap:20px}.contact-links strong{font-size:24px}.form-row{grid-template-columns:1fr;gap:0}.form-heading h3{font-size:25px}form .button{width:100%;font-size:13px}.footer{padding-top:50px}.footer-top{flex-direction:column;gap:35px;padding-bottom:35px}.footer-statement{font-size:27px}.footer-grid{grid-template-columns:1fr 1fr;gap:36px 20px}.footer-contact{grid-column:1/-1}.footer-contact a{font-size:25px}.footer-grid>div:not(.footer-contact) a{font-size:12px}.footer-bottom{font-size:9px;gap:25px}.footer-bottom p{width:100%}.footer-bottom span{margin-left:auto}.subhero h1{font-size:41px;overflow-wrap:break-word;hyphens:auto}.subhero .eyebrow{font-size:9px}.subhero{padding-top:28px}.sublead{font-size:16px}.breadcrumb{font-size:10px;flex-wrap:wrap;margin-bottom:36px}.subhero-mark{font-size:250px;bottom:-60px}.article-benefits{grid-template-columns:1fr;gap:13px;padding-top:26px;padding-bottom:26px}.article-body h2{font-size:29px;hyphens:auto}.article-body section{margin-bottom:45px}.article-body p,.article-body li{font-size:16px}.article-layout{padding-bottom:20px}.callout{flex-direction:column;align-items:start;padding-top:40px;padding-bottom:55px}.callout h2{font-size:40px}.checklist-box{padding:24px 20px}.checklist-box .button{width:100%;font-size:12px}.legal h1{font-size:38px;overflow-wrap:anywhere}.legal h2{font-size:24px}.legal{padding-top:55px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}